5 Best Payment Options for online Entrepreneurs

With the advancement in technology, and increased internet connectivity, many people are working online and others are setting up online businesses. We have so many payment solutions available now for online workers or businesses to choose from for their everyday transactions, but some of the key factors you need to look for when choosing any of the payment options are:

  • If the payment option is secure
  • The transaction fees
  • Its availability in your country etc.

In this article, we look at some of the most used and top payment solutions for online transactions:

  1. PayPal

This is one of the most trusted payment platforms for online transactions and one of the pioneers in this field. PayPal allows you to accept payments in foreign currency and processes the currency exchange on your behalf at a minimal fee.

For small business owners, you have the ability to integrate PayPal checkout button on your website. This allows your customers to access the PayPal gateway to buy a product from your website. The customers are directed to a PayPal checkout page where they can use different payment methods to pay you. You can also create, send and receive payments for invoices with PayPal service.

PayPal is available in more than 200 countries and markets around the world, and accepting over 25 currencies hence makes it easy for Businesses targeting international customers to transfer and accept payments. Signing up for PayPal is easy; within minutes of signing up, you are able to enjoy the speed and security of online payments with PayPal.

2. Payoneer

Payoneer is also one of the best payment options for online entrepreneurs or businesses. They are available in more than 200 countries and accept 150 different currencies. Receiving Payments on this platform is free. Some of the reasons why Payoneer is preferred by most online businesses are:

  • They have low fees
  • They offer a unique service called, Global payment service which provides users with Local US, EU, JP, and UK receiving account number. Funds paid to this account, is easily received into the user’s Payoneer account, and then transferred automatically to user’s local bank account.
  • They have a simple sign up process.

If you aren’t yet a member with Payoneer, you can sign up here. 

5 Best payment options for online Businesses

3. Stripe

Stripe offers a simple and easy to use platform for making online transactions. With stripe, you can transfer your money to your account fast and easily. Stripe is most popular with developers. Developers use stripe to integrate a payment system into their projects through stripes API. This prevents the need for a merchant account, and also allows them to build their own payment forms. It’s flexible API allows you to tailor the platform to meet your specific requirements. Once you setup stripe payment forms into your website, you can begin accepting digital payments from your customers.  It works with over 100 currencies.

4. Skrill

Skrill works in similar way to PayPal. They have a free set-up and low transaction fees. It’s very popular with international businesses with its features that allow you to transfer your account balance onto a prepaid debit card.

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5. Dwolla

Dwolla  allows users to send and receive money through emails. Dwolla is mainly used to make payments within the U.S. They allow you to link only U.S. bank accounts or credit union account. They focus more on ACH/bank transfers.

You can also read: Over 20 sites offering opportunities to make money online

John Mulindi

John writes on a variety of topics. He blogs on topics ranging from social media marketing (SMM), search engine optimization (SEO), search engine marketing (SEM), email marketing, business, personal finance tech, entrepreneurship to personal development. In free time he likes watching football, reading, listening to music and taking nature walks.

View Comments

  • Thank you for sharing this useful resource I did not realise there were so many different payment options apart from Stripe and PayPal

  • HI John,.
    I am sorry to have to put this message on your blog but I don't know what else to do. I have a problem with my account this morning> I was on the LIke for lIke FB post and suddenly I couldn't Cheer - came up with message saying Whoops Something went wrong Refresh and try again. I tried over and over - turned my computer off & restarted but did not good.. I also cannot comment on anything in BTC. I tried sending a message to you on BTC but it comes up with this message -- "Your account has been disabled Please contact Mighty Network Solution." I even tried contacting them but it could be days until they get back to me and i don't even know if they can do anything or not. PLEASE HELP!

  • Like another user mentioned, TransferWise is one that's missed that is worth looking up. This is a very informative post though, thanks for the time, effort and sharing your experience. #GlobalBlogging

  • This is a great article! I'm going to pin this actually. I've used PayPal and Payoneer from your list. Have you heard of Transferwise? I currently use it with a company that pays me from China. It's a really great option :)

  • Hi Jonh, great post as always. I didn't knew that so many options exist for payments. I was aware of paypal only. These are all good options.Thanks for sharing.

  • These are some great payment options for entrepreneurs. I mostly use PayPal but i should look into these other options too!

  • I've always just used paypal. I never knew there were so many other options. Paypal has always worked pretty well for me but it's good to know there are alternatives if need be.

    • Hi, Yes PayPal is one of the top Payment method for online transactions, the alternatives may come in handy especially if PayPal doesn't work in your country or you get blocked or the transactions charges maybe too high.

  • These are great options, different from PayPal. I have not heard of most of them. Paypal is great, I use it for friends and babysitters, too. I have pinned this for future reference and scheduled on Tailwind for later! Great information.

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