Category: Personal Finance

  • Budgeting 101- Learning the Essentials

    Have you ever been into a supermarket and knew you aren’t supposed to buy something but end up buying it? Well, then you need to have a budgeting plan with you to save you some trouble. Nobody likes budgeting, I know. But neither any of us likes to spend all of our money and remain…

  • 6 Simple Tips to Achieving Financial Freedom

    How can you achieve financial freedom with even a small salary? This is the question we will try to tackle in this article. While a high paying job or inheritance say from your parents can make you one of the top earners in the society, simple money habits,  is what makes the difference between a…

  • How to have a smarter spending plan

    Everyone of us, at one time as fallen into that trap of excess spending. To avoid this, you need to consider the following smarter spending steps that will inspire an overall plan and new habits that will guide your day-to-day decisions. First and foremost, set new priorities  Budgets revolve around 3 costs: food, housing, and…

  • Personal Financial Strategies to Last a Life

    To achieve your long-term financial goals is a lifelong commitment.  You need to plan careful and make daily decisions in a manner that is consistent with the financial targets you have established. In this article we look at simple personal financial strategies that any individual can use to achieve financial freedom in his or her…

  • Rules to wealth creation

    I have read quite a number of books on wealth creation. But one thing I have come to notice is that they all point to common factors that am going to discuss here.  These rules to wealth creation are not limited to what is discussed here but they are some of the paramount factors that…

  • Money spending and saving tips

    It is not how much money you earn that makes you financially free but how you use the money your earn. Many people having problems with money rush to get more money. This actually is the wrong assumption. In fact when they get more money they actually get into more financial problems. Wherever you earn money the…