Tag: Money
-
Budgeting on a Single Income: Making the Most of What You Have
Budgeting on a single income, whether you live alone or with a partner, can be difficult to adjust to. If you’re finding the transition to a single income household a challenge, we’re here to help you establish a budget, set realistic goals, adjust shopping habits and also provide some savings tips to help you work…
-
The Importance of Frugality in Building Wealth
Many often think of wealthy individuals as those who freely spend money as they please, with little worry or care for where much of it goes, due to their loads of dispensable income. However, what many don’t see, is that most of those who are wealthy today didn’t start out there, and likely had a…
-
5 Key Lessons to Learn from the Law of Attraction about Money
The law of attraction is the belief that anyone can determine their destiny through the power of their minds. Everything that is coming into your life you are attracting into your life and it is attracted to you by the virtue of the images you are holding in your mind. “The Law of Attraction attracts…
-
Why You Should Use a Credit Card When Traveling Overseas
When you travel overseas, it is smart to bring along a backup credit card to avoid being ripped off by “helpful” strangers. You should also bring cards with travel spending bonus rewards, but make sure they apply when you are outside the U.S. Many foreign merchants don’t accept credit cards. Cash is the main form…
-
How Incremental Income Ideas Can Generate Real Wealth
These days, it seems as though everyone has a side hustle. In fact, having multiple streams of revenue is a great way to pay your bills and start to build wealth. Use the following tips to determine how to grow your income in incremental ways and find out the best methods to improve your profits.…
-
5 Tips for Improving Your Credit Score
A credit score is a reflection of your creditworthiness, and a good credit score is indicative of financial health. It serves as a benchmark for a lender to assess how you are with credit and what risks they’re willing to take based on your history. A good credit score can increase financial opportunities and savings,…
-
5 Tips for Secure and Smart Online Shopping
Online shopping is fast and convenient and offers an excellent way to find bargains and compare prices. But, as its popularity continues to grow, so do the risks, with scammers ready to steal your hard-earned money or raid your card details. The FBI’s Internet Crime Complaint Center notes that most cyber crimes of 2019 in the…
-
3 Reasons why People Rely on EMI calculator to save the hassle of Manual calculation of EMI
If you’ve ever shopped for electronics or other expensive goods online, you’ll have probably been offered to make the payment via EMI, or Equated Monthly Installments, via a credit card. Similarly, when an individual takes a loan, the repayment is done via EMIs which is calculated based on factors such as principal amount, interest rate,…
-
Budgeting 101- Learning the Essentials
Have you ever been into a supermarket and knew you aren’t supposed to buy something but end up buying it? Well, then you need to have a budgeting plan with you to save you some trouble. Nobody likes budgeting, I know. But neither any of us likes to spend all of our money and remain…
-
How to have a smarter spending plan
Everyone of us, at one time as fallen into that trap of excess spending. To avoid this, you need to consider the following smarter spending steps that will inspire an overall plan and new habits that will guide your day-to-day decisions. First and foremost, set new priorities Budgets revolve around 3 costs: food, housing, and…